A Reinstatement Cost Assessment ensures your building is insured for the correct amount should the worst happen. At Power & Land Limited, we provide precise, evidence‑based RCAs for homes, commercial buildings, landlords, and businesses across South Wales.
Underinsurance is a major issue in the UK — and insurers can reduce pay outs if your property is not insured correctly. Our assessments give you complete confidence that your cover is accurate, compliant, and fully aligned with RICS guidance.
According to the RICS Reinstatement Cost Assessment of Buildings (3rd edition, 2024), surveyors must:
• Conduct a physical inspection to gather accurate, property-specific data
• Assess the full rebuild cost, including demolition, professional fees, and statutory costs
• Apply professional judgment, not generic or desktop-only estimates
While some firms offer remote reviews (e.g. for inflationary updates), these are only valid after a full site-based RCA has been completed. Most insurance companies typically requires a site revisit every 3 years to maintain accuracy and professional integrity.
A Reinstatement Cost Assessment ensures your building is insured for the correct amount should the worst happen. At Power & Land Limited, we provide precise, evidence‑based RCAs for homes, commercial buildings, landlords, and businesses across South Wales.
Underinsurance is a major issue in the UK — and insurers can reduce pay outs if your property is not insured correctly. Our assessments give you complete confidence that your cover is accurate, compliant, and fully aligned with RICS guidance.
According to the RICS Reinstatement Cost Assessment of Buildings (3rd edition, 2024), surveyors must:
• Conduct a physical inspection to gather accurate, property-specific data
• Assess the full rebuild cost, including demolition, professional fees, and statutory costs
• Apply professional judgment, not generic or desktop-only estimates
While some firms offer remote reviews (e.g. for inflationary updates), these are only valid after a full site-based RCA has been completed. Most insurance companies typically requires a site revisit every 3 years to maintain accuracy and professional integrity.
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